Nirmal Santosh belongs to beautiful city Bangalore. Nirmal has recently completed her specialization in finance management and is doing job with a famous company in Bangalore. Nirmal shares a little about finance management in her email. She writes that dealing with finances can be a tedious task especially if you have no idea of how to manage it. You also may not be in a position to trust another person to handle your finances. For this Nirmal tells that first of all you should plan a summary of how you intend to spend your income. When creating one, it is essential to write down your expenses in order of priority. You should also take both short and long term goals into account. A budget helps you allocate the necessary funds to a particular need or want.
Secondly Nirmal tells that you should reduce spending money on things like entertainment or eating out. You may be surprised how much you will have saved. Another way to manage your finances is if you are in the habit of using credit cards you have to be able to use them only when necessary and not for everyday use like for groceries. Well Nirmal of course you are expert in your work. We sure that our readers will take advantage of incredible knowledge shared by you.